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Thank you for your purchase. Your Creditor Negotiation Playbook is waiting for you below.
Your download includes:
1. The Creditor Negotiation Playbook (PDF) — full guide with scripts, templates, and your 7-day plan
2. Quick-Reference Script Cards (PDF) — open on your phone during calls
3. Debt Tracker Spreadsheet (Excel) — log your debts, calls, and results
We've also sent the download link to your email address. Check your inbox (and spam folder) so you have it saved.
What to do right now
Make Your First Call Today
You don't need to read the whole guide first. Here's your next step:
1. Open the playbook and go to Module 3
2. Find your bank in the phone number table
3. Open the matching Script Card on your phone
4. Call the number and read the script word for word
5. Ask for a reference number and email confirmation before you hang up
That's it. One call. 15 minutes.
Your monthly payment could drop by R300–R700.
If you have old debts you haven't paid in 3+ years, check Module 6 first — you might not legally owe them anymore.
A Few Reminders
Always get arrangements in writing — a verbal agreement isn't enough
Log every call in your tracker — it's your proof
This guide is educational information, not financial advice or debt counselling
If you're facing court action, contact Legal Aid SA at 0800 110 110 or a registered debt counsellor via the NCR at 0860 627 627
© 2026 getdebthelp.co.za. All Rights Reserved | Terms & Conditions
This product is an educational resource. It does not constitute financial advice, legal advice, or debt counselling. The publisher is not a registered FSP under the FAIS Act (No. 37 of 2002) and is not a registered debt counsellor under the NCA (No. 34 of 2005). Full terms included in your download.